ERISA LAW BLOG

Every insurance company has an internal appeals process that typically must be exhausted before a claimant is able to file a law suit under ERISA.  Several companies, however, often have two levels of internal appeals which give rise to the question: does that mean a claimant must exhaust the second level of appeal?  The short answer is “YES”.  If your plan has two levels of appeal, the second one may be mandatory.  Please consult an attorney if you are at a second level appeal to determine if it is mandatory.

At the Foster Law Firm, with our experience, we have handled thousands of appeals and are well-versed in evaluating the benefits and pitfalls of secondary internal appeals.  If you have been denied disability benefits, please do not hesitate to contact an attorney in the ERISA division of our firm.